Referrals and Prior Authorizations
There may be times when you need access to Specialty Care. Some examples of Specialty Care include obstetricians (child-birth doctors), orthopedic surgeons (bone doctors), and gastroenterologists (stomach and intestine doctors).
Depending on your plan, you may need a Referral or Prior Authorization to receive Specialty Care.
Look here for information on Referrals and Prior Authorization: